Loan Terms and Conditions
for users of digital financial services provided by SoftTec LLC
Company name: SoftTec LLC
The Primary State Registration Number: 1187746123456
The Primary State Registration Number: 1187746123456
Provider Information
- Service Provider: SoftTec LLC
- Support Contact: hello@softtec-apps.com
- Currency: Russian Ruble (RUB)
- Minimum Age: 18+
Core Product Parameters
| Parameter | Disclosure |
|---|---|
| Loan amount range | 5,000 - 50,000 RUB |
| Term | 10-24 weeks |
| Daily rate | 0.05% to 0.80% per day |
| Maximum APR | Up to 292% annual percentage rate (APR). |
| Repayment structure | Single repayment at maturity or installment-based repayment, depending on selected product terms. |
APR is calculated based on the approved principal amount, applicable daily rate, and selected term. Final terms
are fixed in your individual agreement.
Repayment Methods
- Remote transfer via digital service interface
- Bank transfer to the lender's corporate account
- Payment via partner institutions or payment terminals
Extension and Early Repayment
- Borrower may request extension up to 30 additional days if current accrued charges are paid.
- Early repayment is allowed at any time without extra penalties.
- When repaid early, charges are recalculated for the actual usage period.
Borrower Rights and Responsibilities
Rights
- Receive complete product information before agreement acceptance.
- Repay early without penalty in accordance with applicable law and contract terms.
Responsibilities
- Repay principal and charges according to the agreed schedule.
- Provide accurate and up-to-date information during request submission and servicing.
Dispute Resolution
For disputes and clarifications, contact support at hello@softtec-apps.com. Complaints are reviewed according to internal procedures and applicable legal requirements.
Platform Compliance Disclosure
This page discloses loan provider information, representative examples, APR limits, amount/term ranges, repayment methods, and borrower rights to support transparency requirements for digital financial services.